Our Services

We know there is a lot to think about when you are buying or selling a home, especially if you or your buyers or sellers are part of a chain. We will limit your anxieties with our extensive expertise and the considerable experience gained from helping thousands of people to buy their properties.

We know how essential it is for you to budget on everything to do with your purchase and your move. Our aim is to provide a top class service at an affordable price. From the moment we work with you, we will give you an estimate of our fees and any payments that you will need to make to third parties for things like searches so that you can budget with confidence.

As a buyer or seller, we know you want to be fully informed at every point throughout the whole process. We will clearly explain the often complex legal jargon in simple and easy to understand language. Whether you’d like to be kept updated by email, telephone or even post, we’ll make sure you get what you want. We will only arrange meetings if they are essential.

Our sole aim is to ensure that you are happy and we give you all the help you need to complete your purchase or sale as quickly, efficiently and as economically as possible.

We also use a case management system to streamline our processes and speed up the Conveyancing transaction, with internet connections to HMRC (Inland Revenue) and the Land Registry.

Many people are now looking to invest in property as something for their retirement, especially since the change in legislation allowing people to cash in their pensions.

Buy to Let is the term that means you are buying a property specifically to rent it out and not to live there yourself. We have acted for many landlords or investor clients looking to purchase properties to rent out to tenants.

The process is the same as purchasing any property. If you obtain mortgage finance there will be certain Tenancy Conditions that you will need to comply with when arranging a tenancy agreement. We will expertly guide you through the process and give you total peace of mind so that you can become a legitimate landlord.

Shared Ownership schemes are provided through Housing Associations and are an excellent way of buying your own property when prices throughout the country are so high.

Shared ownership is a cross between buying and renting and is usually aimed at mainly first time buyers. You are able to buy a share of your home, usually from 25% to 75% of the home’s value, and pay rent on the remaining share.

You will need to take out a regular mortgage to pay for your share of the home’s purchase price and Shared Ownership properties are always leasehold, not freehold. There are also options to purchase a larger share of the property at a later date.

You will need to speak to your local Help to Buy agent to see if you qualify for these schemes. We will be able to help you with all of the necessary legal matters relating to purchasing a property and ensure that you are taken care of with skill and understanding as we know that you will want to complete your purchase as soon as possible.

Remortgaging your property is the process of moving your mortgage from one lender to another.

You may be remortgaging to reduce your monthly payments by finding a better deal or you may want to release some equity in your property to use for home improvements. Another option may be that you want to reduce the term of your mortgage so that you are mortgage free sooner than originally planned.

Increasing your borrowing on your current property or changing the terms of your borrowing is a relatively straightforward process. Your Lender will provide us with a copy of your mortgage offer and we will report on the terms of the new mortgage offer, whilst also checking the title deeds to your property. We will then proceed to register the new mortgage at the Land Registry.

A Transfer of Equity is the change of legal ownership of a property either by removing a party from the title deeds or by adding a party to the title deeds. Typical scenarios of when a Transfer of Equity may happen are on a breakdown of a marriage or civil partnership and either the Court orders or it is agreed in matrimonial proceedings that the property is to be transferred from the joint name of the couple to a sole name.

Another scenario could be when the partner of a couple moves into a property owned by the other and they wish to put the property into their joint names. One point to remember is that if there is a mortgage secured on the property, consent from the Lender will be required before proceeding with any Transfer of Equity.